Page 39 - Mann Ki Baat April 2022
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towards curbing black money and
“It was a moment of shock
increasing the net of direct tax
and delight for us to know
payers.
that our small experiment
Prior to 2014, a large section of ('Cashless Day Out') had
society had very limited access reached our Hon’ble Prime
to formal banking services. Shri
Minister and was interesting
Narendra Modi, soon after taking
enough to be highlighted in
the oath as the Prime Minister of his address of ‘Mann Ki Baat’
India, took a resolve to provide to the nation. Every member
bank accounts to financially
of our team is filled with
excluded people and reduce
pride to be recognised for
poverty; and thus came into being
the work.”
the mega programme i.e. Pradhan
Mantri Jan-Dhan Yojana (PMJDY), – Sagarika Shah
Co-host ‘The Fintech Meetup’
a national Mission for Financial
Inclusion launched in August
2014, deemed to ensure access to governance, this played a key
financial services namely banking, role in eliminating intermediaries,
savings and deposit accounts, transferring the benefits and
remittance, credit, insurance and subsidies of various social welfare
pension in an affordable manner. programmes directly to the last
Jan Dhan accounts together with mile beneficiaries, ensuring access
Aadhaar and Mobile became a to banking for all households in
game changer in not just weeding the country, reducing corruption,
out leakages in the system, but and more. It opened a door full of
also prepared the country for possibilities.
becoming a cashless economy. Prime Minister Narendra Modi
A prime example of good launched BHIM UPI (Bharat
Interface for Money
- Unified Payments
Interface) App during
the inauguration of
the ‘DigiDhan Mela’
on 31st December
2016, and urged the
people to make
digital payments a
habit to transform
the country into a
cashless economy.
The Prime Minister
during his ‘Mann Ki
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